The AI-native MGA
operating system.
Soldek is AI-native MGA insurance software that automates the entire operation — product building, distribution, underwriting, bordereaux, claims and reporting run themselves. Built AI-native from the first line of code, with every record structured and ready to train your own models.
Gross premium
+18.2%€ 2.49M
Football drives 61% of premium at your lowest loss ratio. Cycling is trending up — worth a rate review.
Automate the entire operation
in one system.
From product design to bordereau, Soldek runs the full policy lifecycle the way modern MGAs need it — no spreadsheets, no email threads, no manual rekeying. The platform does the work; your team makes the calls.
Product builder
Design any product with drag-and-drop fields, rate tables and rules. No code, no developers.
Distribution
Broker portals and direct flows. Quote, refer and bind across every channel in one place.
Bordereaux & accounting
Premium and claims bordereaux, invoicing and reconciliation that always tie out.
Claims
End-to-end claims linked to every policy, feeding your numbers in real time.
Analytics
Live overviews of premium, commission and loss ratio across the whole book.
AI copilot
Ask in plain language, automate the busywork. Built into the workflow, not bolted on.
A new product,
in an afternoon.
Drag fields into your form. Plug in a rate table. Write underwriting rules in plain language. The product goes live across the platform — broker portal, quote, invoice, bordereau — without an engineer in sight.
Product
PTD · application form
Form · 6 fields
v0.3- TextAthlete namerequired
- DateDate of birthrequired
- SelectSport
Football · Cycling · Tennis · Other
- CurrencyAnnual income
- CurrencySum insuredrequired
- SelectBenefit basis
Lump sum · Annuity
- Add field
Configure any line of business
The whole book,
at a glance.
Premium, commission, net to carrier and loss ratio — live, by product, broker and binder. No month-end spreadsheet scramble, no stale numbers.
Book overview
Q1 2026 · all products
Gross premium
€ 2,485,000
+18.2% vs Q4
Commission
€ 372,750
17.0% effective
Net to carrier
€ 1,987,250
+21.4% vs Q4
Loss ratio
5.0%
€124,400 paid
Premium · last 12 months
€ thousands
Built for AI from line one.
Not bolted on later.
Traditional platforms are retrofitting AI onto decades-old data models. Soldek is different. Every policy, claim and transaction is captured as clean, structured, labelled data from the start — so the AI in the platform is sharper today, and your business is genuinely AI-ready for tomorrow.
AI in the workflow
A copilot that drafts, prices, summarises and flags — right where the work happens.
Clean data by design
Every policy, claim and transaction captured as structured, labelled data from day one.
Your models, your edge
Export training-ready datasets and build proprietary models on your own book.
What is our loss ratio by sport this quarter?
Across 1,284 live policies this quarter:
- Football4.1%
- Cycling6.8%
- Tennis2.3%
- Athletics0.0%
Cycling is the outlier — its loss ratio is up 2.4pts since Q4.
Ready to train
your own models.
Export structured, labelled datasets straight from your live book — features, outcomes and history, organised for machine learning. The next generation of insurers will compete on proprietary models. Soldek makes sure your data is ready when you are.
- Clean, consistent schema across every product
- Outcomes and claims labelled automatically
- One-click export — or stream via API to your stack
training_set · ptd.csv
| age | sport | sum_insured | premium | claims | loss·target |
|---|---|---|---|---|---|
| 28 | Football | 1.5M | 27,500 | 1 | 0.15 |
| 31 | Cycling | 900K | 14,200 | 0 | 0.00 |
| 24 | Tennis | 1.2M | 21,800 | 0 | 0.00 |
| 35 | Football | 2.0M | 41,000 | 2 | 0.31 |
| 29 | Athletics | 750K | 11,400 | 0 | 0.00 |
6 features · 1 target
Export to your modelSoftware that makes underwriting
teams measurably faster.
Not a feature list — the outcomes the platform is built to deliver, from the first policy you write on it.
Days → minutes
Submission to bound policy — priced, issued and invoiced automatically, with zero manual rekeying.
AI on every risk
Each submission is scored with AI underwriting advice, so your team decides faster, with more signal.
100% GDPR
EU-hosted, tenant-isolated and encrypted, with a full audit trail on every record.
Real-time
Bordereaux, invoices and analytics generated the moment your data changes — never assembled by hand.
Live in weeks, not quarters.
Scope
We map your products, binders and reporting. Your first product takes shape in a test workspace.
Build
Configure products, rules and distribution with the builder — no engineering required.
Go live
Switch on the platform, onboard brokers, and start writing — with data flowing from day one.
MGA software,
answered.
What managing general agents and coverholders ask most about Soldek — the AI-native MGA platform for underwriting, bordereaux, policy administration and claims.
What is MGA insurance software?
MGA insurance software is the platform a managing general agent (MGA) or coverholder uses to run its delegated underwriting authority — building insurance products, quoting and binding policies, administering the book, producing bordereaux for capacity providers, handling claims and reporting. Soldek brings all of that into one AI-native system so the whole operation runs automatically instead of through spreadsheets and email.
What makes Soldek an AI-native MGA platform?
Most insurance platforms are decades-old systems with AI bolted on afterwards. Soldek is built AI-native from the first line of code: every policy, claim and transaction is captured as clean, structured, labelled data, an AI copilot is embedded in the workflow, and you can export training-ready datasets to build your own proprietary models.
Does Soldek automate bordereaux exports?
Yes. Premium and claims bordereaux are generated automatically from your live book, stored as Excel and CSV, and can be emailed to your capacity providers on a schedule. There is no month-end spreadsheet scramble and the numbers always reconcile with your policies and invoicing.
Can I build my own insurance products without developers?
Yes. The drag-and-drop product builder lets you design any line of business — PTD, TTD, CPP, accident, key person, event cancellation and more — with custom fields, rate tables and underwriting rules in plain language. New products go live across the broker portal, quoting, invoicing and bordereaux without writing code.
Is Soldek suitable for specialty and niche MGAs?
Soldek is purpose-built for specialty and niche MGAs and coverholders that need flexible products and fast configuration. It is multi-tenant SaaS, so each MGA gets an isolated, branded environment, and it scales from your first product to a full book across multiple binders.
How does Soldek handle policy administration and claims?
Soldek runs the full policy lifecycle — submission, underwriting, binding, endorsements, renewals, invoicing and claims — in one system. Documents, invoices and bordereaux are generated automatically, and claims are linked to every policy so your loss ratios and analytics update in real time.
Is Soldek GDPR compliant and secure?
Yes. Soldek is EU-hosted, tenant-isolated and encrypted, with a full audit trail on every record, so your underwriting and client data stays GDPR compliant and private to your MGA.
How long does it take to go live with Soldek?
Most MGAs go live in weeks, not quarters. We map your products, binders and reporting, configure your first products in the builder, then switch on the platform and onboard your brokers — with data flowing from day one.
See Soldek
on your own book.
A 30-minute walkthrough of the platform on your products, your binders and your numbers — and a look at how AI-native changes the way you run an MGA.